#IMPOSSIBLE #OIL MARKET TOO MESSY TO FORECAST #PRICES -

OILPRICE.COM 

Mission Impossible: Predicting The Oil Market

Dear Member ,   Greetings from London. It's been another very busy week for oil and gas markets as Putin threatened European gas imports, a storm knocked a major oil pipeline offline, and a Saudi oil terminal came under missile attack. Brent is back above $120 per barrel as bullish sentiment remains dominant, but plenty of bearish factors are still looming. Oilprice Alert. Bullish factors in oil markets are piling up, from attacks on Saudi oil infrastructure to a potential end of Russian oil exports to Europe. As these geopolitical and fundamental factors combine, our analysts are working hard to keep GEA Members ahead of the news and ahead of the markets. READ MORE

TODAY'S TOP #ENERGY #HEADLINES - February 28, 2022

 TODAY'S TOP ENERGY HEADLINES 

    ' In the Know, Ahead of Markets, Deciding Wisely...'

February 28, 2022

Editor's Comments

One thing that can be expected is that the prices are going to bounce around as fears and emotions relative to the Ukraine Conflict shift on a moment to moment basis. The fact that OPEC is not providing more production may mean that its supplies are getting tighter as expected. OPEC countries were known to overstate reserves in order to achieve higher quotas. This backfires in the sense that you would lose more reserves faster.

What to expect? For sure, continuing volatility depends on geopolitical ups and downs near term. However, when we look forward one cannot forget that we are exhausting total global supplies meaning oil prices have the momentum to keep increasing - leading to higher pressures on all prices in the economy. 

Commodities, in general, are looking to be the best asset class for investors while high tech flyers have the greater downside risks. Consider this question - how will businesses operate when supplies are exhausted or practically too scarce to continue operations? Renewables are not the answer as they are too intermittent, difficult to store and will need very scarce non-renewable resources by 2050 to be viable and dependable to the global industrial enterprise. 

Let's look at the meta numbers. The mathematics is really quite simple - global oil reserves are about 1.1 trillion barrels and consumption is close to 40 billion barrels annually. 

Now you figure it out - HOW MUCH TIME IS LEFT?

• Crude Falls From $100 With Russian Oil Sanctions Off the Table
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• A waiting game in Vienna as Tehran considers a possible nuclear deal
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• OPEC+ Unlikely To Change Course On Output Despite $100 Oil, Ukraine Crisis

Other Top Headlines Not Linked

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• Protests shut down Nassiriya field
• West Qurna 2 maintenance, Dhi Qar unrest shuts in 480,000 b/d of Iraqi oil production
• Oil-Price Surge Threatens U.S. Growth
• Nigeria: Seplat Strikes Deal to Acquire Exxon Mobil’s Nigerian Unit
• Namibia: Total Also Discovers Oil in Namibia
• India stays silent on Russian invasion of Ukraine, to apparent frustration of Biden administration
• China Stocks Up On Oil Despite Surging Prices And U.S. Call For Crude Release
• Surging Energy Prices Could Derail China’s Coal Policies
• Russia-Ukraine conflict puts China’s incremental crude appetite in spotlight
• Huge Chinese Desert Projects Will Power Next Wave of Wind, Solar
• China State Banks Restrict Financing for Russian Commodities
• Oil companies, union reach deal on U.S. refinery workers pact
• U.S. offshore wind auction draws record $4.37 bln in bids
• U.S. Puts Banning Russia From SWIFT Global System Back in Play
• As climate change costs mount, Biden seeks to price damages
• U.S. Rig Count Gains For 18th Straight Week
• Ukraine Crisis Could Send Gasoline Prices To $4
• Gas supply concerns in Europe put US at center stage as flexible LNG supplier
• US West wildfire season to see continued drought, high temperatures fuel flames: Accuweather
• Permian Basin Update, February 24, 2022
• California passes 1M mark for cumulative sales of electric vehicles: BEVs, PHEVs and FCEVs
• Energy Transition Accelerating Faster Than Ever, Industry Says
• From Pipelines to Ports, These Are Ukraine’s Key Commodity Sites
• Momentum grows to ban Russia from SWIFT payment system
• EU imposes sanctions on Putin as Ukraine pleads for tougher action
• Explainer: Russian banks face exclusion as EU joins new round of sanctions
• Russia’s Gazprom says gas flows via Ukraine meeting European demand
• Swiss Pledge No New Business For Russians Sanctioned by EU
• BP’s Rosneft Alliance Tested by U.K. Tough Talk on Russia
• War in World’s Breadbasket Leaves Big Buyers Hunting for Grain
• The Case for the EU Cutting Off Its Russian Gas Supply Now
• As Many As 4 Million Ukrainians Could Flee To EU Countries
• Sanctions Or Not, Russian Crude Is Getting Hit
• Europe Faces Record-High Energy Bill Of $1.2 Trillion This Year
• TOAZ suspends ammonia transit following Yuzhny port closure

TODAY"S TOP #ENERGY #HEADLINES - February 25, 2022

        

         TODAY'S TOP ENERGY HEADLINES 

    ' In the Know, Ahead of Markets, Deciding Wisely...'

February 25, 2022

Editor's Comments

Do not be surprised when the price of gas at the pump is twice the cost of today. Do not be shocked when the price of a new car becomes unaffordable. Nor should you question the food budget when it exceeds half a monthly paycheck. A year from now this may be the new economic normal. An economic normal defined as hyperinflation.

Why now? Many reasons and certainly the war in Ukraine is contributing as Russia provides 10% of global oil production and an estimated 25% of the natural gas used by the EU. Russia is also a major exporter of industrial metals and minerals, as well as wheat. 

But it is not just Russia causing the shortages as they have been happening worldwide. Agriculture is obviously being affected by climate change and ecocide while water shortages and rising fertilizer costs are adding to the cost of producing agricultural commodities including livestock. 

Signs are everywhere and they are unlikely to reverse as the global population continues its upward path, climate, and ecological conditions worsen, and industrial metal and non-metallic minerals along with fossil fuels move towards exhaustion as predicted by many experts and researchers in 2040-2050.

That said, many leading money managers are shifting their portfolios from stocks, bonds, and currencies to booming commodity prices sectors for safety and higher returns. The shortages are widening in most areas and along with it the prices. Some say over $700 billion is now invested in the asset class - an amount not recorded in over 14 years.

What does this mean for Main Street? Time to adjust your thinking and budgets to the new economic gun in town - Hyperinflation!

Not good...

T A McNeil

CEO Founder

First Financial Insights

• Oil steadies on waning supply worries over Ukraine crisis
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• Oil Steadies as U.S. Avoids Harsh Sanctions, Iran Nears Endgame
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• Russia Response Could See Oil Burst Through $100

Other Top Headlines Not Linked

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• Shipping Fuel Costs: The Unseen Enemy In The Fight Against Inflation
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• Banks Have Spent $1.5 Trillion On Coal Since 2019
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• Energy sector methane emissions 70% higher than official figures -IEA
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• Antarctic Sea Ice Shrinks to Smallest Surface Area on Record
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• Climate Scientists Warn of a ‘Global Wildfire Crisis’
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• Saudi Arabia Slams Shortsighted Campaign Against Oil
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• Nigeria sues JP Morgan for $1.7 billion over oil deal
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• China’s Solar Power Growth to Soar in 2022 on Project Pipeline
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• China’s trucked LNG price hits record high, Central Asian gas supply shrinks
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• ‘These Waters Are Hot’: U.S. Auction Opens Up Offshore Wind Rush
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• White House again contemplates SPR release as oil prices stay above $90/b
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• US gas production rebound continues amid bullish growth outlook
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• Biden Delays Oil Permits as Gasoline Prices Surge on Ukraine
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• Germany freezes Nord Stream 2 gas project as Ukraine crisis deepens
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• Biden’s Russian Bond Ban Gives a Jolt to Global Debt Traders
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• Germany Says It Can Do Without Russian Gas. That’s a Tall Order
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• Airbus to Use A380 Superjumbo as Hydrogen-Powered Test Bed
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• How Europeans Are Responding to Exorbitant Gas and Power Bills
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• Russian troops in Ukraine spell uncertainty for oil and gas markets
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• Russia’s Natural Gas Will Be “Almost Impossible” To Replace
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• Airbus and CFM collaborating on hydrogen combustion demonstration program

TODAY'S TOP #ENERGY #HEADLINES - February 24, 2022

 TODAY'S TOP ENERGY HEADLINES 

' In the Know, Ahead of Markets, Deciding Wisely...'

February 24, 2022

Editor's Comments

Stocks Sailing into Perfect Storm

Soon we will sail into the darkest months of the year. The possibility that both the economy and markets will not make it back to home port has never been greater. Human arrogance tests the limits of nature to an unfortunate outcome. Welcome aboard!

Despite the sophisticated character of global markets, our instinctive behavior still appears to be deeply tied to the rhythms of nature. Winter is coming, so mammals begin to prepare for the long dark days of the cold months ahead. Our instincts tell us to preserve, protect, and act with greater caution. This sets the stage for a fear-based panic, caused by a harvest of nuts that appears insufficient to survive the coming cold winter days. Our intelligence feeds an arrogance that we are above such primal rhythms. History suggests otherwise.

So with heads cleared of the giddy sultry summer days, we revert back to the mean of our karma and revisit the cold facts. Starting with the most volatile August in recent memory, it reminds us of shore-bound birds racing from the looming storm. This is volatility no doubt tied to the debt of drunken economies that have eroded the possibility of prosperity by their very size. Still, economists and policymakers continue to play parlor games with age-old ideas that have little to do with reality. So resources are dwindling. The earth is in overshoot. Shortages are growing. Hyperinflation is knocking. Social unrest is pandemic. Economic policies are trapped. So? 

Drifting back to those Gatsby's summer days of 1929, the markets then too began to sense that stirring of a storm. The economy was headed for colder winter days, with few nuts to be found. The roaring debts of those carefree times; had consumed, what was meant to be stored. Welcome aboard!

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• Oil hits highest since 2014 on Russia-Ukraine escalation
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• Oil, Gold Advance as Putin Orders Forces to Regions of Ukraine
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• West prepares Russia sanctions after Putin orders troops into Ukraine

Other Top Headlines Not Linked

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• Oil prices jump, nearing $100 a barrel, as Ukraine developments roil energy markets.
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• Russia faces new sanctions after Putin recognises breakaway Ukraine regions
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• Oil majors and commodity traders at risk from new sanctions on Russia
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• Tightening oil market eyes Iran nuclear talks, as deal could be near
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• Iraq in Talks With Halliburton, Saudi Aramco to Develop Oil, Gas in Western Desert
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• COP27 Will Turn Attention to Climate Justice for Poor Nations
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• U.S. Nears Return to Iran Nuclear Deal
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• Western Oil Companies Grapple With Uncertainty In Kurdistan
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• Middle Eastern Oil Nations Hike Prices As Production Falters
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• TotalEnergies Announces Major Oil Discovery Offshore Suriname
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• Got a Covid Booster? You Probably Won’t Need Another for a Long Time
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• Are U.S. Shale Firms Spending Enough On New Oil Projects?
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• Refinery Explosion Threatens To Send Gasoline Prices Soaring
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• UCSC chemists develop gallium-aluminum composite for rapid generation of hydrogen under ambient conditions
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• As inflation hits 30-year high, UK households start to buckle
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• Wind Power Is Back in Europe as Storms Spur Record Output
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• Ukraine Invasion Could Crush Russia’s Nord Stream 2 Ambitions
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• Russia will continue uninterrupted supplies of gas, LNG to global markets: Putin
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• Shell warns of ‘incredibly’ tight gas market, but ready to supply more LNG to Europe

TODAY'S TOP #ENERGY #HEADLINES -February 23, 2022

 

 ' In the Know, Ahead of Markets, Deciding Wisely...'

February 23, 2022

Editor's Comments

Observing oil/energy markets reminds me of a high-end Los Vegas poker game where the outcomes fluctuate daily amoung multivariable factors, including, but not limited to - physics, geo-politics, random and deterministic mathematics. logic, and psychology - to name a few. The volatility is high and at times irrational - so if you don't have a strong stomach and nerves of steel  - then l suggest you return to a game of chess or checkers with granny.

Despite all the risks and volatility, there are three factors that give us comfort and confidence as professional betters:

Within 50 years or less, we will deplete all practical production of reserves if we don't blow them up. Two, demand will remain and massive shortages could drive prices to $1,000 a barrel or more. Three, there are no practical economic and physical replacements for fossil energy sources. indeed as most resources are facing economic depletion by 2050.

.

All in all, energy markets still look pretty good economically for fossil fuels over the longer term (2050); save for untoward acts of stupidity or nature.

T.A. McNeil

CEO Founder

First Financial Insights

TODAY'S TOP ENERGY NEWS

• Crude oil futures slip after opening surge as risk appetite wanes
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• Oil Prices Seesaw as Russia Menaces Ukraine
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• Oil falls on fresh hope of diplomacy over Ukraine crisis
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Other Top Headlines Not Linked

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• The Cure For High Oil Prices Might Just Be Higher Oil Prices
• Vitol CEO Sees Oil Above $100 for a ‘Prolonged Period’ This Year
• Kuwait, Iraq target new hydrogen and solar projects
• China Plans to Feed 80 Million People With ‘Seawater Rice’
• First Hydrogen Train in Japan to Hit the Rails for Test Run
• Ford’s CEO Is Exploring Ways to Separate Its EV Business to Unlock Tesla-Like Value
• What “Energy Independence” Really Means For The U.S.
• LNG trade grew 6% in 2021 amid gas price volatility, says Shell
• Europe’s Two Biggest Economies Grow Strongly as Virus Recedes
• U.K. Services Roar Back With Strongest Growth in 8 Months
• Europe’s New Emissions Standards Are Accelerating The EV Race
• Shell calls for more LNG supply-side investment on looming demand gap

WAR ON MIGRATION Hits Europe - Overpopulation Now Critical Issue, & More

Global Digest Comments

"In just a few short decades life on earth has changed dramatically.  
For in 1961 regimes were building walls to keep people in, and thus stop the national outflow of people. Today, we are ironically rebuilding those same walls to keep people out.  So we  will now need Churchill to rewrite his famous speech and come up with a new metaphoric term  that defines the "New Iron Curtain" that has descended upon so many nations; including the USA, around the globe.

Quite simply, we are facing "Wars On Migration" everywhere because the relationship between geographic carrying capacity and national population numbers are stressed to the limits. These are clear signs that we have reached the overall limits to growth on the planet as forewarned by MIT computer models in the 70's. You can thus expect that things are going to get much worse, before they ever get better.



The overpopulation crisis is also manifesting in many other ways, but what is clear and apparent is that urgent measures are needed to significantly reduce human populations to more harmonious and sustainable levels, before nature has its last word.

And you can rest assured - those will be very unpleasant words, indeed."

Mass Migration Threatens European Civilisation, Says Hungary PM

“Mass migration could change the face of Europe's civilisation. It is irreversible, There is no way back from a multicultural Europe. Neither to a Christian Europe, nor to the world of national cultures,. If we make a mistake now, it will be forever,"

Italians Torch Beds to Block 'Migrant' Arrivals

 

Fences rise in The Middle East and North Africa

 

Now the most walled region in the world, and range from fences inside cities to anti-migrant barriers.

 The Colossal Hoax Of Organic Agriculture

Organic certification is process-based. That is, certifying agents attest to the ability of organic operations to follow a set of production standards and practices which meet the requirements of the Organic Foods Production Act of 1990 and the [National Organic Program] regulations . . . If all aspects of the organic production or handling process were followed correctly, then the presence of detectable residue from a genetically modified organism alone does not constitute a violation of this regulation.

Water mafia: Why Delhi is buying 

water on the black market 

Young men charge towards the truck, clambering onto the top with pipes, which are then lowered into the tank. Others push the drums in place - there's a mad scramble to fill them up with clean water.

Fights break out as some people are pushed out of the way.

BILLIONS SPENT - WHY? 

ORIGINALLY PUBLISHED 

July 31, 2015

Dr Peter G Kinesa's Digest 

Plant Life Destruction Forecasts Humanity's Fate, & More

"If human beings do not go extinct, and biomass drops below sustainable thresholds, the population will decline drastically, and people will be forced to return to life as hunter-gatherers or simple horticulturalists, according to the paper."

Human domination of the biosphere: Rapid discharge of the earth-space battery foretells the future of humankind

Abstract

Earth is a chemical battery where, over evolutionary time with a trickle-charge of photosynthesis using solar energy, billions of tons of living biomass were stored in forests and other ecosystems and in vast reserves of fossil fuels. In just the last few hundred years, humans extracted exploitable energy from these living and fossilized biomass fuels to build the modern industrial-technological-informational economy, to grow our population to more than 7 billion, and to transform the biogeochemical cycles and biodiversity of the earth. This rapid discharge of the earth’s store of organic energy fuels the human domination of the biosphere, including conversion of natural habitats to agricultural fields and the resulting loss of native species, emission of carbon dioxide and the resulting climate and sea level change, and use of supplemental nuclear, hydro, wind, and solar energy sources. The laws of thermodynamics governing the trickle-charge and rapid discharge of the earth’s battery are universal and absolute; the earth is only temporarily poised a quantifiable distance from the thermodynamic equilibrium of outer space. Although this distance from equilibrium is comprised of all energy types, most critical for humans is the store of living biomass. With the rapid depletion of this chemical energy, the earth is shifting back toward the inhospitable equilibrium of outer space with fundamental ramifications for the biosphere and humanity. Because there is no substitute or replacement energy for living biomass, the remaining distance from equilibrium that will be required to support human life is unknown.

The Humanitarian’s Dilemma

As the humanitarian crisis deepens for Palestinians in the West Bank and Gaza, Doctors Without Borders is trying to heal their wounds without enabling the occupation. As the suffering has become normalized, we have been questioning the wisdom of our presence. This is the humanitarian’s dilemma: how to alleviate the suffering of a population while not enabling the powers at the root of the pain. Today, due to settlements, byways, checkpoints, and military deployments, Palestinians can inhabit less than 40 percent of the West Bank.

Solar and battery storage already cheaper than grid power in Australia

Adding one kilowatt-hour of battery storage raises that cost slightly, but is still well below the cost of the grid-sourced power. Even 5kWh of battery storage can be installed and still costs are below that of the grid.

Hungary Begins Building Border Fence to Keep Out Migrants

It is the major route for immigrants into Europe.

Kat Taylor: Changing the Face of Philanthropy 

If Taylor’s brand of philanthropy looks less like charity and more like commerce and politics, that’s on purpose. Her charitable giving spans more than two decades; at first she concentrated on education and cultural causes, donating money directly to organizations. But philanthropy alone, she says, cannot put a dent in the world’s problems unless it’s somehow connected to business and the social compact — and to society’s main institutions.

All The Ways Hackers Will Try To Kill You In The 

Future 

Remotely hacking and disabling a car's brake system, also the ability to jerk the steering wheel at will, with a simple laptop is not just on the horizon, it's here. As early as 2013, hackers were able to remotely gain access to cars and control them, including their brakes and lock systems. More recently, a $60 DIY device has been released which makes car hacking easier than ever. And this is what's going down before driverless cars hit the road.

Saudi Arabia Finally Gives Up

Saudi Arabia has long said that it has loads of untapped reserves and would, within a few years, be on track to increase oil production from 10 million barrels per day to as much as 15 million barrels of oil per day. But Saudi production has stayed stubbornly at 10 million barrels. 

STOP “Trade” (Immigration Flood) Deal!

POPULATION-ENVIRONMENT BALANCE
www.balance.org

"Action Alert"





June, 2015

STOP “Trade” (Immigration Flood) Deal! & Support BALANCE’s Real Solution
  

Greetings!

The Senate has passed a TPA (Trade Promotion Authority) Bill giving President Obama “Fast Track” Authority to Unilaterally negotiate the Terms of the Trade Deal known as the Trans-Pacific Partnership with eleven (or more) Asian and Latin American Nations.

Only the House of Representatives can stop it now!

And it must be stopped because it would likely result in authorizing an almost unlimited number of Foreign “Guest Workers” to Flood the U.S. Job market via the L1 and other Visas, in addition to the Million+plus Immigrants already admitted legally each year and the hundreds of thousands coming illegally.

L1 Visa Holders typically use the L! as a stepping stone to getting a Green Card entitling them to achieve permanent residence. And Spouses of L1 Visa holders are allowed to work without restriction (via the L2) in the U.S. too. And there is no Firm CAP on the number of L1 and L2 Visas issued. And these workers would compete for jobs with Millions of Unemployed and Underemployed Americans.

Senator Jeff Sessions (R-Ala.)summarizes the seriously Negative Consequences.  "Fast Track is an affirmative decision by Congress to suspend several of its most basic powers for the next six years and to delegate those powers to the Executive. … Because TPP is a ‘Living Agreement’ it can be changed after adoption … (it) would empower the President … to admit more foreign workers into the United States — without ever coming to Congress for approval … (and for) immigration increases above current law — and precious few ways Congress could stop its happening.”

Thus, Approval of the TPA would allow potentially unlimited Immigration Increases above Current Law without Congressional Approval. The Sad History of these Trade Deals show they Hurt American Business and Workers.

Between 2000 and 2010 after NAFTA, GATT and MFN for China, 55,000 U.S. factories closed and 5 million to 6 million manufacturing Jobs Disappeared.  TPA and TPP would be worse because, besides jobs disappearing, immigration could go on steroids and more immigrants would be in the US taking jobs that Americans need.

HELP Stop TPA in the House, which intends to act on it very soon!

Contact your Representative in the House and Urge your Rep to VOTE No on the Fast Track TPA Bill and on any TPP Agreement. The Best Way to Raise American Workers’ Wages is to reduce increasing competition from Legal and Illegal Immigrants.

And for BALANCE Supporters it is time to help BALANCE in its Push for environmentally sustainable immigration policies.  Indeed, BALANCE and its ASAP! Coalition Allies are the only organizations which are actually pushing what would be a Real Solution to our Nation’s problems caused by Immigration-generated Population Growth.

If you have supported us in the past, but not within the last year, now is the time to renew your Annual Membership — only $35 / $50 / $100 / $250  or more

Make a Tax-Deductible Donation at balance.org or Mail a Check to our Mailing Address Below.

And if you have never supported BALANCE, NOW is the time.


Ensure you receive key information (often suppressed by the Main Stream Media!) about developments in Washington DC and across the country regarding these two important and interlinked issues facing our country and actually help BALANCE push Real Solutions.

For example, consider BALANCE’s Real Solution to the Water Crisis in the West (See BALANCE’s May 2015 Alert posted at www.balance.org ).

Indeed, the extent of and likely seriously Negative prospects for the intensifying Water Crisis are not being revealed to residents of California nor indeed to the entire West. Thus, the public is not prepared for the Havoc this Crisis will likely cause in the next few months.

Consider that virtually all of California’s 400,000 plus annual population growth is caused by Legal and Illegal Immigration. The added population causes a demand for an Additional Million Acre feet of Water per year, which is the entire Amount of Water actually in 9 Major California Reservoirs as we write.  A NASA/Cal-Tech Scientist correctly claims that California will literally run out of water in its Reservoirs within one year if present Trends continue.

We should be prepared to see this intensifying Crisis as an Opportunity. We need to work at raising public awareness of the underlying population problem, so that it creates a Genuine Chance of actually achieving substantial Immigration Reduction.

Only two other nonprofits have explicitly linked immigration-generated population growth to the Water Crisis, but one of them has done it in a counterproductive way by informing the public about the linkage, but then failing to push an Effective Immigration Solution -  one which would truly ameliorate the problem in the long run -  allows someone to conclude that “Toilet to Tap” Sewage Reprocessing and/or more Dams or Canals (for Non-Existent Water) are Realistic.

The Only Solution that would keep the Situation from getting much, much worse than it already will be, is to push for a zero-net Moratorium on Legal Immigration (as well as actually enforcing the border in accordance with existing law).

Advocating a demographically and ecologically realistic Solution is essential. Only Advocacy of a zero-net Moratorium is ALSO politically powerful enough to get Immigration Reductions and stop Mass Migration across the Border.

Only one Message is powerful enough to give immigration reduction a good chance of being enacted by the incoming President and Congress in Spring, 2017. That message is a zero-net Moratorium. Only BALANCE and its ASAP! Coalition Allies are pushing zero-Net, and we need to continue to build Momentum for a Real Solution. (Zero-net would still allow admission of about 150,000 immigrants per year.)

Nature, which always bats last, has given BALANCE and its Allies the Opportunity to actually Succeed in getting Dramatic Immigration reductions.

We ask for your support. Make a Tax-Deductible Donation at our Website, balance.org, or by mail to

Mailing address: 

Population-Environment Balance | P.O. Box 268 | San Francisco, CA 94104

Thank you,

Population-Environment Balance

 

Mailing address:
Population-Environment Balance | P.O. Box 268 | San Francisco, CA 94104

Washington, DC address:
Population-Environment Balance | 1629 K Street NW, Suite 300 | Washington DC, 20006


 

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Humanity's Insanity - Impossible Growth Mantra